Hershey Bank (FDIC certificate #19809) is based in Hershey, Nebraska. Its Q2 2026 call report shows $141.1M in total assets and $109.0M in deposits and 4 offices.
Hershey Bank has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 102nd. Problem-loan coverage contributes the most (84/100, 7.9%); funding & liquidity contributes the least (40/100, 110% loans-to-deposits, 24% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (62 → 67), mostly because the loan quality component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 65 |
| Q4 2024 | 64 |
| Q1 2025 | 61 |
| Q2 2025 | 62 |
| Q3 2025 | 59 |
| Q4 2025 | 59 |
| Q1 2026 | 61 |
| Q2 2026 | 67 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.66% |
| Q3 2024 | 13.37% |
| Q4 2024 | 12.36% |
| Q1 2025 | 12.44% |
| Q2 2025 | 12.94% |
| Q3 2025 | 12.33% |
| Q4 2025 | 11.62% |
| Q1 2026 | 11.28% |
| Q2 2026 | 13.24% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.13% |
| Q3 2024 | 1.82% |
| Q4 2024 | 1.62% |
| Q1 2025 | 1.64% |
| Q2 2025 | 1.59% |
| Q3 2025 | 1.90% |
| Q4 2025 | 1.67% |
| Q1 2026 | 1.43% |
| Q2 2026 | 1.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.41% |
| Q3 2024 | 1.41% |
| Q4 2024 | 1.41% |
| Q1 2025 | 1.03% |
| Q2 2025 | 1.08% |
| Q3 2025 | 1.27% |
| Q4 2025 | 1.27% |
| Q1 2026 | 1.18% |
| Q2 2026 | 1.20% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $141.1M | 13.24% | 1.22% | 1.20% | 110.3% |
| Q1 2026 | 61 | $138.7M | 11.28% | 1.43% | 1.18% | 106.5% |
| Q4 2025 | 59 | $138.5M | 11.62% | 1.67% | 1.27% | 114.2% |
| Q3 2025 | 59 | $133.4M | 12.33% | 1.90% | 1.27% | 117.0% |
| Q2 2025 | 62 | $119.6M | 12.94% | 1.59% | 1.08% | 110.8% |
| Q1 2025 | 61 | $116.1M | 12.44% | 1.64% | 1.03% | 107.5% |
| Q4 2024 | 64 | $121.1M | 12.36% | 1.62% | 1.41% | 116.4% |
| Q3 2024 | 65 | $115.6M | 13.37% | 1.82% | 1.41% | 111.9% |
| Q2 2024 | 67 | $99.2M | 14.66% | 2.13% | 1.41% | 105.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of Dixon CountyBank Ponca, NE | 70 out of 100, Strong | $141.7M | 13.3% | 2.04% | vs |
| West Plains BankBank Ainsworth, NE | 91 out of 100, Very strong | $139.3M | 14.8% | 0.00% | vs |
| First Central BankBank Cambridge, NE | 50 out of 100, Below average | $137.8M | 11.6% | 3.47% | vs |
| F&M BankBank Falls City, NE | 83 out of 100, Strong | $135.3M | 11.6% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| State Bank of Table RockBank Table Rock, NE | 64 out of 100, Moderate | $150.4M | 9.7% | 0.79% | vs |
Deposit insurance
Is my money safe at Hershey Bank?
Yes. Hershey Bank is an FDIC-insured institution (FDIC certificate #19809). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.4% of deposits ($26.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Hershey Bank lists 3 offices in 3 cities. Most locations:
- Elkhorn, NE (1)
- Hershey, NE (1)
- North Platte, NE (1)
Identity & history
Profile
- Legal name
- Hershey Bank
- Former names
- The Hershey State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 19809
- RSSD ID
- 96553
- Primary regulator
- FDIC
- Holding company
- Hsb Merger Co
- Established
- March 27, 1968
- Headquarters
- 100 S Lincoln Ave, Hershey, NE 69143
- Website
- www.hersheybank.com
- Employees
- 19
Quick answers
Hershey Bank: common questions
Is Hershey Bank FDIC insured?
Yes. Hershey Bank is an FDIC-insured institution (FDIC certificate #19809). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Hershey Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Hershey Bank ever failed?
There is no failure record for FDIC certificate #19809 in the FDIC failed bank list.
How many branches does Hershey Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hershey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| North Platte Union Pacific Employee Credit UnionCredit union North Platte, NE | 86 out of 100, Very strong | $43.4M | 16.5% | 0.75% | vs |
| Adams Bank & TrustBank Ogallala, NE | 82 out of 100, Strong | $1.3B | 14.1% | 0.55% | vs |
| Western Nebraska BankBank Curtis, NE | 75 out of 100, Strong | $193.3M | 10.1% | 0.01% | vs |
| Henderson State BankBank Henderson, NE | 72 out of 100, Strong | $678.5M | 10.4% | 0.27% | vs |
| Equitable BankBank Grand Island, NE | 72 out of 100, Strong | $523.5M | 10.4% | 0.01% | vs |
| First National Bank of OmahaBank Omaha, NE | 72 out of 100, Strong | $34.2B | 10.8% | 0.78% | vs |