Side-by-side · Q2 2026 data
Hershey Robinson Employees Credit Union vs Western Indiana Credit Union
Credit union
Hershey Robinson Employees Credit Union
Robinson, Illinois · Under $100 million in assets
Metric by metric
| Measure | Hershey Robinson Employees Credit Union | Western Indiana Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 54 | 95 (stronger) |
| Earnings | 93 (stronger) | 53 |
| Funding & liquidity | 94 (stronger) | 86 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 80th | 65th |
| Total assets | $3.3M | $48.7M |
| Deposits / shares | $2.5M | $42.3M |
| Capital ratio | 25.00% (stronger) | 12.56% |
| Problem loans | 1.37% | 0.15% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.83% (stronger) | 0.82% |
| Loans ÷ deposits | 66.7% (stronger) | 74.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hershey Robinson Employees Credit Union has the higher TellerScore (86 vs 80). On the 6 directional measures above (where higher or lower is clearly better), Hershey Robinson Employees Credit Union leads on 4 and Western Indiana Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.