Side-by-side · Q2 2026 data
Hibbing Cooperative vs North Star Credit Union
Metric by metric
| Measure | Hibbing Cooperative | North Star Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 97th | 57th |
| Total assets | $108.9M | $116.0M |
| Deposits / shares | $88.3M | $104.3M |
| Capital ratio | 19.08% (stronger) | 9.38% |
| Problem loans | 0.90% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 2.07% (stronger) | 1.06% |
| Loans ÷ deposits | 37.1% (stronger) | 86.4% |
| Uninsured deposits | 1.6% (stronger) | 7.1% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
Hibbing Cooperative has the higher TellerScore (92 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Hibbing Cooperative leads on 5 and North Star Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.