Side-by-side · Q2 2026 data
Hibbing Cooperative vs Northridge Community Credit Union
Credit union
Northridge Community Credit Union
Virginia, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Hibbing Cooperative | Northridge Community Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 65 |
| Capital cushion | 100 | 100 |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 97 (stronger) | 53 |
| Peer percentile | 97th | 34th |
| Total assets | $108.9M | $113.0M |
| Deposits / shares | $88.3M | $94.3M |
| Capital ratio | 19.08% (stronger) | 15.60% |
| Problem loans | 0.90% (stronger) | 4.18% |
| Net charge-offs | 0.08% (stronger) | 0.93% |
| Return on assets | 2.07% (stronger) | 2.05% |
| Loans ÷ deposits | 37.1% (stronger) | 94.6% |
| Uninsured deposits | 1.6% | 0.2% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hibbing Cooperative has the higher TellerScore (92 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Hibbing Cooperative leads on 6 and Northridge Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hibbing, MN