Side-by-side · Q2 2026 data
Hibernia Bank vs Catalyst Bank
Metric by metric
| Measure | Hibernia Bank | Catalyst Bank |
|---|---|---|
| TellerScore | 55 | 74 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 54 (stronger) | 52 |
| Earnings | 24 | 57 (stronger) |
| Funding & liquidity | 57 | 68 (stronger) |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 11th | 57th |
| Total assets | $256.6M | $286.8M |
| Deposits / shares | $210.0M | $201.2M |
| Capital ratio | 11.54% | 26.55% (stronger) |
| Problem loans | 1.37% (stronger) | 1.43% |
| Net charge-offs | -0.02% (stronger) | 0.05% |
| Return on assets | 0.11% | 0.93% (stronger) |
| Loans ÷ deposits | 100.3% | 79.8% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 26.3% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Catalyst Bank has the higher TellerScore (74 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Hibernia Bank leads on 3 and Catalyst Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.