Side-by-side · Q2 2026 data
High Plains Bank vs First National Bank Colorado
Metric by metric
| Measure | High Plains Bank | First National Bank Colorado |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 46 | 68 (stronger) |
| Loan quality | 77 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 78 (stronger) | 63 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 57th | 88th |
| Total assets | $643.1M | $634.3M |
| Deposits / shares | $567.0M | $532.4M |
| Capital ratio | 9.60% | 11.76% (stronger) |
| Problem loans | 0.70% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 2.22% (stronger) | 2.08% |
| Loans ÷ deposits | 80.7% | 77.3% (stronger) |
| Uninsured deposits | 16.4% (stronger) | 32.6% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 15.2% |
First National Bank Colorado has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 2 and First National Bank Colorado on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.