Side-by-side · Q2 2026 data
High Plains Bank vs Mountain Valley Bank
Metric by metric
| Measure | High Plains Bank | Mountain Valley Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 46 | 55 (stronger) |
| Loan quality | 77 | 94 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 78 (stronger) | 55 |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 57th | 40th |
| Total assets | $643.1M | $556.5M |
| Deposits / shares | $567.0M | $445.4M |
| Capital ratio | 9.60% | 10.50% (stronger) |
| Problem loans | 0.70% | 0.19% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 2.22% (stronger) | 0.91% |
| Loans ÷ deposits | 80.7% (stronger) | 91.1% |
| Uninsured deposits | 16.4% (stronger) | 28.1% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 5.3% |
High Plains Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 5 and Mountain Valley Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.