Side-by-side · Q2 2026 data
High Point Federal Credit Union vs C C S E Federal Credit Union
Metric by metric
| Measure | High Point Federal Credit Union | C C S E Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 78 |
| Capital cushion | 93 (stronger) | 59 |
| Loan quality | 78 | 88 (stronger) |
| Earnings | 76 (stronger) | 66 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 91st | 59th |
| Total assets | $430.1M | $61.1M |
| Deposits / shares | $371.9M | $54.4M |
| Capital ratio | 14.30% (stronger) | 10.94% |
| Problem loans | 0.67% | 0.37% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.64% |
| Return on assets | 1.39% (stronger) | 1.15% |
| Loans ÷ deposits | 62.7% | 53.6% (stronger) |
| Uninsured deposits | 7.2% | 1.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Point Federal Credit Union has the higher TellerScore (87 vs 78). On the 7 directional measures above (where higher or lower is clearly better), High Point Federal Credit Union leads on 4 and C C S E Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.