Side-by-side · Q2 2026 data
High Point Federal Credit Union vs Hudson River Community Federal Credit Union
Credit union
Hudson River Community Federal Credit Union
Corinth, New York · $100 million – $1 billion
Metric by metric
| Measure | High Point Federal Credit Union | Hudson River Community Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 78 (stronger) | 61 |
| Earnings | 76 (stronger) | 66 |
| Funding & liquidity | 98 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 91st | 71st |
| Total assets | $430.1M | $364.2M |
| Deposits / shares | $371.9M | $304.9M |
| Capital ratio | 14.30% | 15.29% (stronger) |
| Problem loans | 0.67% (stronger) | 1.17% |
| Net charge-offs | 0.16% (stronger) | 0.29% |
| Return on assets | 1.39% (stronger) | 1.15% |
| Loans ÷ deposits | 62.7% (stronger) | 93.4% |
| Uninsured deposits | 7.2% (stronger) | 7.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Point Federal Credit Union has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), High Point Federal Credit Union leads on 6 and Hudson River Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.