Side-by-side · Q2 2026 data
High Point Federal Credit Union vs Tri-County Federal Credit Union
Metric by metric
| Measure | High Point Federal Credit Union | Tri-County Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 75 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 78 (stronger) | 49 |
| Earnings | 76 (stronger) | 58 |
| Funding & liquidity | 98 (stronger) | 81 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 91st | 52nd |
| Total assets | $430.1M | $5.0M |
| Deposits / shares | $371.9M | $3.9M |
| Capital ratio | 14.30% | 21.23% (stronger) |
| Problem loans | 0.67% (stronger) | 1.54% |
| Net charge-offs | 0.16% | -0.26% (stronger) |
| Return on assets | 1.39% (stronger) | 0.95% |
| Loans ÷ deposits | 62.7% (stronger) | 78.9% |
| Uninsured deposits | 7.2% | 0.0% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Point Federal Credit Union has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), High Point Federal Credit Union leads on 4 and Tri-County Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.