Side-by-side · Q2 2026 data
High Street Baptist Church Federal Credit Union vs Kraftsman Federal Credit Union
Credit union
High Street Baptist Church Federal Credit Union
Roanoke, Virginia · Under $100 million in assets
Metric by metric
| Measure | High Street Baptist Church Federal Credit Union | Kraftsman Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 65 |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 62 (stronger) | 52 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 92nd | 30th |
| Total assets | $2.5M | $4.8M |
| Deposits / shares | $2.2M | $3.4M |
| Capital ratio | 14.67% | 29.17% (stronger) |
| Problem loans | 0.00% (stronger) | 4.57% |
| Net charge-offs | 0.00% | -0.70% (stronger) |
| Return on assets | 1.05% (stronger) | 0.81% |
| Loans ÷ deposits | 26.6% (stronger) | 34.0% |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Street Baptist Church Federal Credit Union has the higher TellerScore (92 vs 65). On the 7 directional measures above (where higher or lower is clearly better), High Street Baptist Church Federal Credit Union leads on 5 and Kraftsman Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.