TellerScore

Headquartered in Roanoke, Virginia, High Street Baptist Church Federal Credit Union is a federal credit union with $2.5M in total assets and $2.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1957.

High Street Baptist Church Federal Credit Union has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 5th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (62/100, 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion97/100
Net worth ratio: 14.67%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity100/100
Loans ÷ shares: 26.6% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 92).

TellerScore
889296Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202493
Q3 202495
Q4 202496
Q1 202588
Q2 202593
Q3 202595
Q4 202594
Q1 202695
Q2 202692
Net worth ratio
7.00%10.95%14.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.51%
Q3 202413.39%
Q4 202413.81%
Q1 202514.16%
Q2 202514.47%
Q3 202514.90%
Q4 202514.88%
Q1 202614.79%
Q2 202614.67%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.77%1.56%2.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.22%
Q3 20242.34%
Q4 20242.21%
Q1 20250.77%
Q2 20251.35%
Q3 20251.35%
Q4 20251.25%
Q1 20261.39%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$2.5M14.67%0.00%1.05%26.6%
Q1 202695$2.5M14.79%0.00%1.39%25.4%
Q4 202594$2.4M14.88%0.00%1.25%22.1%
Q3 202595$2.4M14.90%0.00%1.35%25.5%
Q2 202593$2.4M14.47%0.00%1.35%26.6%
Q1 202588$2.4M14.16%0.00%0.77%24.2%
Q4 202496$2.4M13.81%0.00%2.21%27.6%
Q3 202495$2.4M13.39%0.00%2.34%28.6%
Q2 202493$2.4M12.51%0.00%2.22%25.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.67%
52nd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.05%
70th
Loans to deposits26.6%
92nd
Uninsured deposits0.0%
81st
Loan-loss reserves1.73%
88th
Texas ratio0.0%
93rd

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Planters Federal Credit UnionCredit union Suffolk, VA57 out of 100, Moderate$2.4M21.7%12.10%vs
G E a Employees Federal Credit UnionCredit union Pearisburg, VA92 out of 100, Very strong$2.1M24.1%0.10%vs
St. Ann'S Arlington Federal Credit UnionCredit union Arlington, VA76 out of 100, Strong$3.1M12.3%0.00%vs
Glamorgan Employees Federal Credit UnionCredit union Lynchburg, VA50 out of 100, Below average$2.0M23.0%17.09%vs
Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA84 out of 100, Strong$1.8M13.3%0.57%vs
Inland Motor Employees Federal Credit UnionCredit union Radford, VA70 out of 100, Strong$1.5M30.8%1.58%vs

Deposit insurance

Is my money safe at High Street Baptist Church Federal Credit Union?

Yes. High Street Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #11986). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

High Street Baptist Church Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
High Street Baptist Church Federal Credit Union
Type
Federal credit union
NCUA charter #
11986
RSSD ID
269188
Primary regulator
NCUA
Established
1957
Headquarters
2302 Florida Ave NW, Roanoke, VA 24017
Employees
1

Quick answers

High Street Baptist Church Federal Credit Union: common questions

Is High Street Baptist Church Federal Credit Union NCUA insured?

Yes. High Street Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #11986). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is High Street Baptist Church Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does High Street Baptist Church Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Roanoke

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers & Merchants Bank of Craig CountyBank New Castle, VA92 out of 100, Very strong$93.0M16.9%0.00%vs
Roanoke Valley Community Federal Credit UnionCredit union Roanoke, VA89 out of 100, Very strong$107.4M16.3%0.34%vs
Blue Eagle Credit UnionCredit union Roanoke, VA84 out of 100, Strong$280.8M12.9%0.11%vs
Kemba Roanoke Federal Credit UnionCredit union Salem, VA82 out of 100, Strong$76.7M16.4%0.74%vs
Salem VA Medical Center Federal Credit UnionCredit union Salem, VA80 out of 100, Strong$93.5M13.0%0.16%vs
Bank of BotetourtBank Buchanan, VA79 out of 100, Strong$939.4M11.0%0.25%vs