Side-by-side · Q2 2026 data
Highlands Community Bank vs Integrity Bank for Business
Metric by metric
| Measure | Highlands Community Bank | Integrity Bank for Business |
|---|---|---|
| TellerScore | 57 | 79 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 16 | 100 (stronger) |
| Earnings | 36 (stronger) | 31 |
| Funding & liquidity | 97 (stronger) | 55 |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 14th | 75th |
| Total assets | $188.9M | $111.7M |
| Deposits / shares | $167.3M | $70.6M |
| Capital ratio | 12.63% | 24.06% (stronger) |
| Problem loans | 2.51% | 0.00% (stronger) |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 0.39% (stronger) | 0.28% |
| Loans ÷ deposits | 48.6% (stronger) | 67.4% |
| Uninsured deposits | 18.1% (stronger) | 48.9% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Integrity Bank for Business has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Highlands Community Bank leads on 3 and Integrity Bank for Business on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.