Side-by-side · Q2 2026 data
Highway Crossroads Credit Union vs St. Augustine Credit Union
Credit union
Highway Crossroads Credit Union
Sikeston, Missouri · Under $100 million in assets
Metric by metric
| Measure | Highway Crossroads Credit Union | St. Augustine Credit Union |
|---|---|---|
| TellerScore | 47 | 83 (stronger) |
| Capital cushion | 96 (stronger) | 94 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 45 (stronger) |
| Funding & liquidity | 83 (stronger) | 72 |
| Problem-loan coverage | 58 | 100 (stronger) |
| Peer percentile | 7th | 72nd |
| Total assets | $24.4M | $1.5M |
| Deposits / shares | $20.4M | $1.3M |
| Capital ratio | 14.60% (stronger) | 14.42% |
| Problem loans | 4.65% | 0.00% (stronger) |
| Net charge-offs | 4.38% | 0.00% (stronger) |
| Return on assets | -1.84% | 0.63% (stronger) |
| Loans ÷ deposits | 77.7% (stronger) | 88.3% |
| Uninsured deposits | 1.4% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Augustine Credit Union has the higher TellerScore (83 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Highway Crossroads Credit Union leads on 2 and St. Augustine Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.