Side-by-side · Q2 2026 data
Highway Employees Credit Union vs United Credit Union
Metric by metric
| Measure | Highway Employees Credit Union | United Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 21 |
| Loan quality | 99 (stronger) | 79 |
| Earnings | 11 | 45 (stronger) |
| Funding & liquidity | 95 | 95 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 68th | 19th |
| Total assets | $1.8M | $29.6M |
| Deposits / shares | $1.2M | $27.2M |
| Capital ratio | 29.19% (stronger) | 7.07% |
| Problem loans | 0.04% (stronger) | 0.64% |
| Net charge-offs | 0.00% (stronger) | 0.32% |
| Return on assets | -0.22% | 0.63% (stronger) |
| Loans ÷ deposits | 65.1% (stronger) | 65.2% |
| Uninsured deposits | 0.0% (stronger) | 0.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Highway Employees Credit Union has the higher TellerScore (81 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Highway Employees Credit Union leads on 6 and United Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.