Side-by-side · Q2 2026 data
Hodge Bank & Trust Company vs Bank of Oak Ridge
Metric by metric
| Measure | Hodge Bank & Trust Company | Bank of Oak Ridge |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 38 | 100 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 66 (stronger) | 31 |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 72nd | 50th |
| Total assets | $127.6M | $138.6M |
| Deposits / shares | $108.3M | $121.8M |
| Capital ratio | 15.16% (stronger) | 11.59% |
| Problem loans | 1.85% | 0.00% (stronger) |
| Net charge-offs | 0.95% | 0.08% (stronger) |
| Return on assets | 2.55% (stronger) | 1.07% |
| Loans ÷ deposits | 79.0% (stronger) | 92.0% |
| Uninsured deposits | 29.1% (stronger) | 48.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hodge Bank & Trust Company has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Hodge Bank & Trust Company leads on 5 and Bank of Oak Ridge on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.