Side-by-side · Q2 2026 data
Hodge Bank & Trust Company vs LA Capitol Federal Credit Union
Credit union
LA Capitol Federal Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Hodge Bank & Trust Company | LA Capitol Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 38 | 52 (stronger) |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 66 | 71 (stronger) |
| Problem-loan coverage | 83 | 83 |
| Peer percentile | 72nd | 41st |
| Total assets | $127.6M | $798.4M |
| Deposits / shares | $108.3M | $645.3M |
| Capital ratio | 15.16% (stronger) | 13.10% |
| Problem loans | 1.85% | 1.43% (stronger) |
| Net charge-offs | 0.95% (stronger) | 1.11% |
| Return on assets | 2.55% (stronger) | 0.84% |
| Loans ÷ deposits | 79.0% (stronger) | 89.7% |
| Uninsured deposits | 29.1% | 8.7% (stronger) |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 48.6% |
Hodge Bank & Trust Company has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Hodge Bank & Trust Company leads on 5 and LA Capitol Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.