Side-by-side · Q2 2026 data
Hollyfrontier Employee'S Credit Union vs S E a Credit Union
Credit union
Hollyfrontier Employee'S Credit Union
Bountiful, Utah · Under $100 million in assets
Metric by metric
| Measure | Hollyfrontier Employee'S Credit Union | S E a Credit Union |
|---|---|---|
| TellerScore | 69 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 50 | 100 (stronger) |
| Earnings | 50 (stronger) | 45 |
| Funding & liquidity | 50 | 88 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 38th | 83rd |
| Total assets | $6.0M | $7.4M |
| Deposits / shares | $4.1M | $6.0M |
| Capital ratio | 32.09% (stronger) | 19.08% |
| Problem loans | 1.50% | 0.00% (stronger) |
| Net charge-offs | 0.89% | 0.00% (stronger) |
| Return on assets | 0.75% (stronger) | 0.63% |
| Loans ÷ deposits | 112.3% | 71.8% (stronger) |
| Uninsured deposits | 4.5% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S E a Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Hollyfrontier Employee'S Credit Union leads on 2 and S E a Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.