Headquartered in Bountiful, Utah, Hollyfrontier Employee'S Credit Union is a federally insured state-chartered credit union with $6.0M in total assets and $4.1M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1940.
Based on its Q2 2026 filing, Hollyfrontier Employee'S Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 30th. Its strongest component is capital cushion (100/100; 32.09%), and its lowest is funding & liquidity (50/100; 112% loans-to-deposits, 5% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 18 points (87 → 69), mostly because the loan quality component weakened by 50 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 90 |
| Q4 2024 | 88 |
| Q1 2025 | 87 |
| Q2 2025 | 87 |
| Q3 2025 | 70 |
| Q4 2025 | 73 |
| Q1 2026 | 69 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 32.47% |
| Q3 2024 | 32.38% |
| Q4 2024 | 32.36% |
| Q1 2025 | 32.57% |
| Q2 2025 | 31.17% |
| Q3 2025 | 31.65% |
| Q4 2025 | 32.33% |
| Q1 2026 | 32.18% |
| Q2 2026 | 32.09% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.00% |
| Q3 2025 | 2.03% |
| Q4 2025 | 1.48% |
| Q1 2026 | 1.69% |
| Q2 2026 | 1.50% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.69% |
| Q3 2024 | 1.72% |
| Q4 2024 | 1.45% |
| Q1 2025 | 1.82% |
| Q2 2025 | 1.35% |
| Q3 2025 | 1.43% |
| Q4 2025 | 1.21% |
| Q1 2026 | 0.93% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $6.0M | 32.09% | 1.50% | 0.75% | 112.3% |
| Q1 2026 | 69 | $6.0M | 32.18% | 1.69% | 0.93% | 114.7% |
| Q4 2025 | 73 | $5.9M | 32.33% | 1.48% | 1.21% | 118.6% |
| Q3 2025 | 70 | $6.0M | 31.65% | 2.03% | 1.43% | 114.9% |
| Q2 2025 | 87 | $6.0M | 31.17% | 0.00% | 1.35% | 117.6% |
| Q1 2025 | 87 | $5.7M | 32.57% | 0.46% | 1.82% | 124.7% |
| Q4 2024 | 88 | $5.7M | 32.36% | 0.02% | 1.45% | 126.7% |
| Q3 2024 | 90 | $5.7M | 32.38% | 0.00% | 1.72% | 128.7% |
| Q2 2024 | 90 | $5.6M | 32.47% | 0.00% | 1.69% | 134.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Utah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gibbons and Reed Employees Federal Credit UnionCredit union Salt Lake City, UT | 78 out of 100, Strong | $6.5M | 17.6% | 1.47% | vs |
| S E a Credit UnionCredit union Richfield, UT | 87 out of 100, Very strong | $7.4M | 19.1% | 0.00% | vs |
| Uintah Credit UnionCredit union Vernal, UT | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% | vs |
| Orem City Employees Federal Credit UnionCredit union Orem, UT | 82 out of 100, Strong | $2.7M | 14.3% | 0.13% | vs |
| Flexpak Federal Credit UnionCredit union Woods Cross, UT | 87 out of 100, Very strong | $1.9M | 19.9% | 0.00% | vs |
| C U P Federal Credit UnionCredit union Provo, UT | 70 out of 100, Strong | $10.3M | 11.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Hollyfrontier Employee'S Credit Union?
Yes. Hollyfrontier Employee'S Credit Union is a federally insured credit union (NCUA charter #67078). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.5% of shares and deposits ($185K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 32.09%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Hollyfrontier Employee'S Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Brookfield, WI (1)
- West Bountiful, UT (1)
Identity & history
Profile
- Legal name
- Hollyfrontier Employee'S Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67078
- RSSD ID
- 395498
- Primary regulator
- State + NCUA
- Established
- 1940
- Headquarters
- P O Box 666, Bountiful, UT 84011
- Employees
- 2
Quick answers
Hollyfrontier Employee'S Credit Union: common questions
Is Hollyfrontier Employee'S Credit Union NCUA insured?
Yes. Hollyfrontier Employee'S Credit Union is a federally insured credit union (NCUA charter #67078). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Hollyfrontier Employee'S Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Hollyfrontier Employee'S Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Bountiful
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Uintah Credit UnionCredit union Vernal, UT | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT | 93 out of 100, Very strong | $166K | 99.9% | — | vs |
| First Electronic BankBank Salt Lake City, UT | 91 out of 100, Very strong | $502.9M | 46.8% | 0.01% | vs |
| Mobile Government Emp. Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $15.0M | 22.0% | 0.00% | vs |
| New Haven Firefighters Credit UnionCredit union New Haven, CT | 89 out of 100, Very strong | $5.9M | 26.3% | 0.00% | vs |