Side-by-side · Q2 2026 data
Holyoke Community Federal Credit Union vs San Juan Mountains Credit Union
Credit union
Holyoke Community Federal Credit Union
Holyoke, Colorado · Under $100 million in assets
Metric by metric
| Measure | Holyoke Community Federal Credit Union | San Juan Mountains Credit Union |
|---|---|---|
| TellerScore | 63 | 78 (stronger) |
| Capital cushion | 33 | 60 (stronger) |
| Loan quality | 71 | 89 (stronger) |
| Earnings | 64 | 70 (stronger) |
| Funding & liquidity | 92 | 94 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 26th | 59th |
| Total assets | $49.8M | $61.3M |
| Deposits / shares | $44.6M | $54.3M |
| Capital ratio | 8.31% | 10.97% (stronger) |
| Problem loans | 0.88% | 0.33% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.10% | 1.25% (stronger) |
| Loans ÷ deposits | 68.6% | 66.6% (stronger) |
| Uninsured deposits | 9.2% | 7.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Juan Mountains Credit Union has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Holyoke Community Federal Credit Union leads on 0 and San Juan Mountains Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.