Side-by-side · Q2 2026 data
Holyoke Credit Union vs Fall River Municipal Credit Union
Credit union
Fall River Municipal Credit Union
Fall River, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Holyoke Credit Union | Fall River Municipal Credit Union |
|---|---|---|
| TellerScore | 53 | 62 (stronger) |
| Capital cushion | 42 | 45 (stronger) |
| Loan quality | 53 | 84 (stronger) |
| Earnings | 39 (stronger) | 29 |
| Funding & liquidity | 76 | 82 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 9th | 26th |
| Total assets | $296.4M | $316.5M |
| Deposits / shares | $240.3M | $241.6M |
| Capital ratio | 9.16% | 9.49% (stronger) |
| Problem loans | 1.42% | 0.47% (stronger) |
| Net charge-offs | 0.30% | 0.01% (stronger) |
| Return on assets | 0.48% (stronger) | 0.21% |
| Loans ÷ deposits | 84.6% | 78.0% (stronger) |
| Uninsured deposits | 6.5% (stronger) | 9.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.2% | 21.8% |
Fall River Municipal Credit Union has the higher TellerScore (62 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Holyoke Credit Union leads on 2 and Fall River Municipal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.