Side-by-side · Q2 2026 data
Holyoke Credit Union vs Tremont Credit Union
Metric by metric
| Measure | Holyoke Credit Union | Tremont Credit Union |
|---|---|---|
| TellerScore | 53 | 55 (stronger) |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 53 (stronger) | 52 |
| Earnings | 39 (stronger) | 25 |
| Funding & liquidity | 76 | 81 (stronger) |
| Problem-loan coverage | 79 | 82 (stronger) |
| Peer percentile | 9th | 12th |
| Total assets | $296.4M | $256.5M |
| Deposits / shares | $240.3M | $216.8M |
| Capital ratio | 9.16% | 10.61% (stronger) |
| Problem loans | 1.42% (stronger) | 1.43% |
| Net charge-offs | 0.30% | 0.20% (stronger) |
| Return on assets | 0.48% (stronger) | 0.14% |
| Loans ÷ deposits | 84.6% | 79.7% (stronger) |
| Uninsured deposits | 6.5% (stronger) | 12.0% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.2% | 13.3% |
Tremont Credit Union has the higher TellerScore (55 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Holyoke Credit Union leads on 3 and Tremont Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.