Side-by-side · Q2 2026 data
Home Bank, National Association vs Investar Bank, National Association
Metric by metric
| Measure | Home Bank, National Association | Investar Bank, National Association |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 71 (stronger) | 57 |
| Loan quality | 68 | 79 (stronger) |
| Earnings | 75 (stronger) | 73 |
| Funding & liquidity | 53 (stronger) | 45 |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 58th | 44th |
| Total assets | $3.6B | $3.9B |
| Deposits / shares | $3.1B | $3.2B |
| Capital ratio | 12.11% (stronger) | 10.75% |
| Problem loans | 0.95% | 0.63% (stronger) |
| Net charge-offs | 0.06% | 0.03% (stronger) |
| Return on assets | 1.38% (stronger) | 1.32% |
| Loans ÷ deposits | 89.2% (stronger) | 94.0% |
| Uninsured deposits | 31.2% (stronger) | 34.1% |
| Offices | 41 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | 11.5% |
Home Bank, National Association has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Home Bank, National Association leads on 5 and Investar Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.