Side-by-side · Q2 2026 data
Home Bank, National Association vs Red River Bank
Metric by metric
| Measure | Home Bank, National Association | Red River Bank |
|---|---|---|
| TellerScore | 70 | 82 (stronger) |
| Capital cushion | 71 | 75 (stronger) |
| Loan quality | 68 | 96 (stronger) |
| Earnings | 75 | 78 (stronger) |
| Funding & liquidity | 53 | 65 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 58th | 93rd |
| Total assets | $3.6B | $3.3B |
| Deposits / shares | $3.1B | $2.9B |
| Capital ratio | 12.11% | 12.49% (stronger) |
| Problem loans | 0.95% | 0.11% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.38% | 1.46% (stronger) |
| Loans ÷ deposits | 89.2% | 76.9% (stronger) |
| Uninsured deposits | 31.2% (stronger) | 31.7% |
| Offices | 41 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | 17.4% |
Red River Bank has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Home Bank, National Association leads on 1 and Red River Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.