Side-by-side · Q2 2026 data
Home Bank SB vs Origins Credit Union
Metric by metric
| Measure | Home Bank SB | Origins Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 71 | 92 (stronger) |
| Earnings | 46 (stronger) | 28 |
| Funding & liquidity | 81 (stronger) | 70 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 47th | 62nd |
| Total assets | $433.1M | $43.7M |
| Deposits / shares | $370.9M | $35.6M |
| Capital ratio | 12.46% | 16.25% (stronger) |
| Problem loans | 0.86% | 0.25% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.42% |
| Return on assets | 0.65% (stronger) | 0.19% |
| Loans ÷ deposits | 69.6% (stronger) | 90.3% |
| Uninsured deposits | 24.0% | 2.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Origins Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Home Bank SB leads on 3 and Origins Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.