Home Bank SB is a savings bank headquartered in Martinsville, Indiana, in business for about 136 years. At the end of Q2 2026 it reported $433.1M in total assets and $370.9M in deposits, with 6 offices.
Based on its Q2 2026 filing, Home Bank SB scores 71/100, which we describe as strong. That is higher than only 47% of 2,650 banks with $100 million – $1 billion. Among 88 banks headquartered in Indiana, it ranks 27th. Its strongest component is problem-loan coverage (90/100; 5.2%), and its lowest is earnings (46/100; 0.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (67 → 71), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 71 |
| Q4 2024 | 70 |
| Q1 2025 | 70 |
| Q2 2025 | 67 |
| Q3 2025 | 73 |
| Q4 2025 | 71 |
| Q1 2026 | 71 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.71% |
| Q3 2024 | 12.01% |
| Q4 2024 | 12.02% |
| Q1 2025 | 11.92% |
| Q2 2025 | 11.96% |
| Q3 2025 | 11.87% |
| Q4 2025 | 12.26% |
| Q1 2026 | 12.21% |
| Q2 2026 | 12.46% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.43% |
| Q2 2025 | 0.89% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.86% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.37% |
| Q4 2024 | 0.39% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $433.1M | 12.46% | 0.86% | 0.65% | 69.6% |
| Q1 2026 | 71 | $431.7M | 12.21% | 0.70% | 0.61% | 69.7% |
| Q4 2025 | 71 | $433.5M | 12.26% | 0.67% | 0.56% | 70.7% |
| Q3 2025 | 73 | $427.7M | 11.87% | 0.34% | 0.48% | 71.3% |
| Q2 2025 | 67 | $433.3M | 11.96% | 0.89% | 0.37% | 69.6% |
| Q1 2025 | 70 | $422.1M | 11.92% | 0.43% | 0.23% | 66.9% |
| Q4 2024 | 70 | $421.2M | 12.02% | 0.60% | 0.39% | 65.6% |
| Q3 2024 | 71 | $411.1M | 12.01% | 0.49% | 0.37% | 64.0% |
| Q2 2024 | 70 | $426.4M | 11.71% | 0.45% | 0.33% | 61.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of MontereyBank Monterey, IN | 81 out of 100, Strong | $430.5M | 13.1% | 0.37% | vs |
| Kentland BankBank Kentland, IN | 75 out of 100, Strong | $419.4M | 12.5% | 0.56% | vs |
| First National BankBank Cloverdale, IN | 61 out of 100, Moderate | $418.5M | 9.5% | 0.70% | vs |
| Alliance BankBank Francesville, IN | 88 out of 100, Very strong | $454.8M | 12.4% | 0.01% | vs |
| The Hometown Savings BankBank Terre Haute, IN | 55 out of 100, Moderate | $455.7M | 8.3% | 0.59% | vs |
| The Bippus State BankBank Huntington, IN | 76 out of 100, Strong | $458.9M | 12.0% | 0.86% | vs |
Deposit insurance
Is my money safe at Home Bank SB?
Yes. Home Bank SB is an FDIC-insured institution (FDIC certificate #29881). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.0% of deposits ($89.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
Home Bank SB lists 5 offices in 4 cities. Most locations:
- Martinsville, IN (2)
- Greenwood, IN (1)
- Mooresville, IN (1)
- Plainfield, IN (1)
Identity & history
Profile
- Legal name
- Home Bank SB
- Former names
- The Home Building Association; Home Building Association
- Type
- Savings bank
- FDIC certificate #
- 29881
- RSSD ID
- 1015270
- Primary regulator
- OCC
- Established
- January 1, 1890
- Headquarters
- 59 W Washington St, Martinsville, IN 46151
- Website
- www.homebanksb.com
- Employees
- 85
Quick answers
Home Bank SB: common questions
Is Home Bank SB FDIC insured?
Yes. Home Bank SB is an FDIC-insured institution (FDIC certificate #29881). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Home Bank SB's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Home Bank SB ever failed?
There is no failure record for FDIC certificate #29881 in the FDIC failed bank list.
How many branches does Home Bank SB have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Martinsville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Forum Credit UnionCredit union Indianapolis, IN | 80 out of 100, Strong | $2.3B | 13.3% | 0.31% | vs |
| Origins Credit UnionCredit union Indianapolis, IN | 79 out of 100, Strong | $43.7M | 16.3% | 0.25% | vs |
| The Peoples State BankBank Ellettsville, IN | 78 out of 100, Strong | $506.6M | 10.5% | 0.19% | vs |
| Elements Financial Federal Credit UnionCredit union Indianapolis, IN | 77 out of 100, Strong | $2.5B | 11.9% | 0.46% | vs |
| German American BankBank Jasper, IN | 75 out of 100, Strong | $8.4B | 11.2% | 0.45% | vs |
| Indiana Members Credit UnionCredit union Indianapolis, IN | 74 out of 100, Strong | $3.6B | 10.6% | 0.49% | vs |