Side-by-side · Q2 2026 data
Home Federal Bank of Tennessee vs New South Credit Union
Metric by metric
| Measure | Home Federal Bank of Tennessee | New South Credit Union |
|---|---|---|
| TellerScore | 57 | 96 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 33 | 85 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 75 | 99 (stronger) |
| Peer percentile | 16th | 97th |
| Total assets | $2.7B | $90.3M |
| Deposits / shares | $2.1B | $76.1M |
| Capital ratio | 17.16% (stronger) | 14.91% |
| Problem loans | 3.92% | 0.11% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 0.31% | 1.64% (stronger) |
| Loans ÷ deposits | 69.8% | 43.9% (stronger) |
| Uninsured deposits | 21.2% | 9.1% (stronger) |
| Offices | 23 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New South Credit Union has the higher TellerScore (96 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Home Federal Bank of Tennessee leads on 2 and New South Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.