Side-by-side · Q2 2026 data
HomeBank Texas vs Metro Medical Credit Union
Metric by metric
| Measure | HomeBank Texas | Metro Medical Credit Union |
|---|---|---|
| TellerScore | 79 | 91 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 97 (stronger) | 84 |
| Funding & liquidity | 44 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 75th | 90th |
| Total assets | $403.0M | $82.7M |
| Deposits / shares | $354.9M | $67.2M |
| Capital ratio | 11.59% | 17.85% (stronger) |
| Problem loans | 0.11% (stronger) | 0.66% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 1.92% (stronger) | 1.60% |
| Loans ÷ deposits | 83.5% | 39.7% (stronger) |
| Uninsured deposits | 44.2% | 10.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 37.5% |
Metro Medical Credit Union has the higher TellerScore (91 vs 79). On the 7 directional measures above (where higher or lower is clearly better), HomeBank Texas leads on 3 and Metro Medical Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.