Side-by-side · Q2 2026 data
Homebase Federal Credit Union vs Dominion Energy Credit Union
Metric by metric
| Measure | Homebase Federal Credit Union | Dominion Energy Credit Union |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 59 | 94 (stronger) |
| Loan quality | 68 | 86 (stronger) |
| Earnings | 66 (stronger) | 49 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 57th | 86th |
| Total assets | $297.8M | $336.4M |
| Deposits / shares | $268.0M | $278.4M |
| Capital ratio | 10.87% | 14.35% (stronger) |
| Problem loans | 0.96% | 0.43% (stronger) |
| Net charge-offs | 0.55% | 0.40% (stronger) |
| Return on assets | 1.14% (stronger) | 0.73% |
| Loans ÷ deposits | 55.4% (stronger) | 59.3% |
| Uninsured deposits | 6.0% | 3.6% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
Dominion Energy Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Homebase Federal Credit Union leads on 2 and Dominion Energy Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.