Side-by-side · Q2 2026 data
Hometown Bank vs Cleveland Selfreliance Federal Credit Union
Credit union
Cleveland Selfreliance Federal Credit Union
Parma, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Hometown Bank | Cleveland Selfreliance Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 88 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 27 | 40 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 10th | 92nd |
| Total assets | $254.9M | $113.7M |
| Deposits / shares | $216.8M | $93.8M |
| Capital ratio | 8.17% | 17.30% (stronger) |
| Problem loans | 0.61% | 0.01% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.19% | 0.49% (stronger) |
| Loans ÷ deposits | 88.3% | 27.4% (stronger) |
| Uninsured deposits | 19.2% | 14.6% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Cleveland Selfreliance Federal Credit Union has the higher TellerScore (88 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Hometown Bank leads on 0 and Cleveland Selfreliance Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.