Side-by-side · Q2 2026 data
Hometown Bank vs Firstenergy Family Credit Union
Metric by metric
| Measure | Hometown Bank | Firstenergy Family Credit Union |
|---|---|---|
| TellerScore | 54 | 93 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 80 | 82 (stronger) |
| Earnings | 27 | 95 (stronger) |
| Funding & liquidity | 67 | 91 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 10th | 94th |
| Total assets | $254.9M | $47.2M |
| Deposits / shares | $216.8M | $39.4M |
| Capital ratio | 8.17% | 16.47% (stronger) |
| Problem loans | 0.61% | 0.53% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.19% | 1.88% (stronger) |
| Loans ÷ deposits | 88.3% | 69.4% (stronger) |
| Uninsured deposits | 19.2% | 3.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Firstenergy Family Credit Union has the higher TellerScore (93 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Hometown Bank leads on 0 and Firstenergy Family Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.