Side-by-side · Q2 2026 data
Hometown Bank of Corbin, Inc. vs L & N Federal Credit Union
Metric by metric
| Measure | Hometown Bank of Corbin, Inc. | L & N Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 72 (stronger) |
| Capital cushion | 38 | 56 (stronger) |
| Loan quality | 83 | 91 (stronger) |
| Earnings | 51 | 64 (stronger) |
| Funding & liquidity | 77 (stronger) | 69 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 24th | 66th |
| Total assets | $302.3M | $2.6B |
| Deposits / shares | $268.1M | $2.3B |
| Capital ratio | 8.78% | 10.55% (stronger) |
| Problem loans | 0.52% | 0.26% (stronger) |
| Net charge-offs | 0.07% | 0.06% (stronger) |
| Return on assets | 0.78% | 1.11% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 91.7% |
| Uninsured deposits | 26.3% | 13.9% (stronger) |
| Offices | 7 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.7% |
L & N Federal Credit Union has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Hometown Bank of Corbin, Inc. leads on 1 and L & N Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Corbin, KY
- London, KY
- Williamsburg, KY