Side-by-side · Q2 2026 data
Hometown Bank of Pennsylvania vs C-B-W Schools Federal Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Hometown Bank of Pennsylvania | C-B-W Schools Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 91 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 64 | 89 (stronger) |
| Earnings | 74 (stronger) | 69 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 17th | 96th |
| Total assets | $453.9M | $131.8M |
| Deposits / shares | $415.1M | $96.1M |
| Capital ratio | 8.33% | 29.78% (stronger) |
| Problem loans | 1.07% | 0.33% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.35% (stronger) | 1.23% |
| Loans ÷ deposits | 85.3% | 28.6% (stronger) |
| Uninsured deposits | 20.0% | 8.4% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Hometown Bank of Pennsylvania leads on 1 and C-B-W Schools Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.