Side-by-side · Q2 2026 data
Hometown Bank of Pennsylvania vs First Peoples Community Federal Credit Union
Credit union
First Peoples Community Federal Credit Union
Cumberland, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Hometown Bank of Pennsylvania | First Peoples Community Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 80 (stronger) |
| Capital cushion | 33 | 86 (stronger) |
| Loan quality | 64 | 82 (stronger) |
| Earnings | 74 (stronger) | 65 |
| Funding & liquidity | 69 | 74 (stronger) |
| Problem-loan coverage | 81 | 94 (stronger) |
| Peer percentile | 17th | 78th |
| Total assets | $453.9M | $666.1M |
| Deposits / shares | $415.1M | $560.0M |
| Capital ratio | 8.33% | 13.61% (stronger) |
| Problem loans | 1.07% | 0.53% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.15% |
| Return on assets | 1.35% (stronger) | 1.14% |
| Loans ÷ deposits | 85.3% (stronger) | 86.1% |
| Uninsured deposits | 20.0% | 5.2% (stronger) |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
First Peoples Community Federal Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Hometown Bank of Pennsylvania leads on 3 and First Peoples Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Everett, PA