Side-by-side · Q2 2026 data
Hometown Bank of Pennsylvania vs Morrisons Cove 1st Federal Credit Union
Credit union
Morrisons Cove 1st Federal Credit Union
Roaring Spring, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Hometown Bank of Pennsylvania | Morrisons Cove 1st Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 76 (stronger) |
| Capital cushion | 33 | 57 (stronger) |
| Loan quality | 64 | 78 (stronger) |
| Earnings | 74 | 76 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 17th | 54th |
| Total assets | $453.9M | $61.9M |
| Deposits / shares | $415.1M | $55.1M |
| Capital ratio | 8.33% | 10.67% (stronger) |
| Problem loans | 1.07% | 0.67% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.35% | 1.39% (stronger) |
| Loans ÷ deposits | 85.3% | 39.1% (stronger) |
| Uninsured deposits | 20.0% | 2.7% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morrisons Cove 1st Federal Credit Union has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Hometown Bank of Pennsylvania leads on 1 and Morrisons Cove 1st Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.