Side-by-side · Q2 2026 data
Hometown Federal Credit Union vs Concora Wabash Federal Credit Union
Metric by metric
| Measure | Hometown Federal Credit Union | Concora Wabash Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 44 | 100 (stronger) |
| Earnings | 100 (stronger) | 36 |
| Funding & liquidity | 55 | 63 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 62nd | 70th |
| Total assets | $37.2M | $1.2M |
| Deposits / shares | $24.7M | $904K |
| Capital ratio | 33.28% (stronger) | 21.87% |
| Problem loans | 1.68% | 0.00% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.29% |
| Return on assets | 3.54% (stronger) | 0.41% |
| Loans ÷ deposits | 105.1% | 96.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concora Wabash Federal Credit Union has the higher TellerScore (82 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Hometown Federal Credit Union leads on 3 and Concora Wabash Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.