Side-by-side · Q2 2026 data
Hometown Federal Credit Union vs Midwest Family Federal Credit Union
Credit union
Midwest Family Federal Credit Union
Portage, Indiana · Under $100 million in assets
Metric by metric
| Measure | Hometown Federal Credit Union | Midwest Family Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 44 | 47 (stronger) |
| Earnings | 100 (stronger) | 37 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 62nd | 22nd |
| Total assets | $37.2M | $39.0M |
| Deposits / shares | $24.7M | $35.4M |
| Capital ratio | 33.28% (stronger) | 10.64% |
| Problem loans | 1.68% | 1.58% (stronger) |
| Net charge-offs | 0.07% | -0.07% (stronger) |
| Return on assets | 3.54% (stronger) | 0.42% |
| Loans ÷ deposits | 105.1% | 53.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hometown Federal Credit Union has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Hometown Federal Credit Union leads on 4 and Midwest Family Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.