Side-by-side · Q2 2026 data
Honda Federal Credit Union vs 1st United Credit Union
Metric by metric
| Measure | Honda Federal Credit Union | 1st United Credit Union |
|---|---|---|
| TellerScore | 62 | 77 (stronger) |
| Capital cushion | 43 | 72 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 37 | 50 (stronger) |
| Funding & liquidity | 70 | 87 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 30th | 82nd |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $1.0B | $1.1B |
| Capital ratio | 9.29% | 12.16% (stronger) |
| Problem loans | 0.34% | 0.25% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.27% |
| Return on assets | 0.42% | 0.75% (stronger) |
| Loans ÷ deposits | 90.0% | 73.6% (stronger) |
| Uninsured deposits | 12.0% | 10.7% (stronger) |
| Offices | 12 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.0% | — |
1st United Credit Union has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Honda Federal Credit Union leads on 1 and 1st United Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.