Honda Federal Credit Union is a federal credit union headquartered in Torrance, California, in business for about 60 years. At the end of Q2 2026 it reported $1.2B in total assets and $1.0B in member shares and deposits, with 12 offices across 6 states.
Honda Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 164th. Problem-loan coverage contributes the most (94/100, 3.0%); earnings contributes the least (37/100, 0.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (65 → 62), mostly because the earnings component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 58 |
| Q4 2024 | 57 |
| Q1 2025 | 67 |
| Q2 2025 | 65 |
| Q3 2025 | 63 |
| Q4 2025 | 62 |
| Q1 2026 | 63 |
| Q2 2026 | 62 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.91% |
| Q3 2024 | 8.75% |
| Q4 2024 | 8.83% |
| Q1 2025 | 8.92% |
| Q2 2025 | 9.09% |
| Q3 2025 | 9.16% |
| Q4 2025 | 9.30% |
| Q1 2026 | 9.15% |
| Q2 2026 | 9.29% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.34% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.32% |
| Q2 2025 | 0.31% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.34% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.10% |
| Q3 2024 | -0.04% |
| Q4 2024 | 0.00% |
| Q1 2025 | 1.00% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.53% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $1.2B | 9.29% | 0.34% | 0.42% | 90.0% |
| Q1 2026 | 63 | $1.2B | 9.15% | 0.34% | 0.51% | 88.2% |
| Q4 2025 | 62 | $1.2B | 9.30% | 0.42% | 0.42% | 90.4% |
| Q3 2025 | 63 | $1.2B | 9.16% | 0.34% | 0.53% | 87.1% |
| Q2 2025 | 65 | $1.2B | 9.09% | 0.31% | 0.65% | 86.6% |
| Q1 2025 | 67 | $1.2B | 8.92% | 0.32% | 1.00% | 85.2% |
| Q4 2024 | 57 | $1.2B | 8.83% | 0.43% | 0.00% | 88.0% |
| Q3 2024 | 58 | $1.2B | 8.75% | 0.34% | -0.04% | 86.4% |
| Q2 2024 | 57 | $1.2B | 8.91% | 0.31% | -0.10% | 90.2% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| University Credit UnionCredit union Los Angeles, CA | 44 out of 100, Below average | $1.2B | 8.7% | 1.45% | vs |
| Safe 1 Credit UnionCredit union Bakersfield, CA | 90 out of 100, Very strong | $1.2B | 16.0% | 0.37% | vs |
| Sesloc Credit UnionCredit union San Luis Obispo, CA | 64 out of 100, Moderate | $1.3B | 9.4% | 0.40% | vs |
| 1st United Credit UnionCredit union Pleasanton, CA | 77 out of 100, Strong | $1.3B | 12.2% | 0.25% | vs |
| Valley First Federal Credit UnionCredit union Modesto, CA | 62 out of 100, Moderate | $1.1B | 9.8% | 0.71% | vs |
| Los Angeles Federal Credit UnionCredit union Glendale, CA | 69 out of 100, Moderate | $1.3B | 11.4% | 0.70% | vs |
Deposit insurance
Is my money safe at Honda Federal Credit Union?
Yes. Honda Federal Credit Union is a federally insured credit union (NCUA charter #17623). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.0% of shares and deposits ($124.3M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.29%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
12 locations
Branches
Honda Federal Credit Union lists 12 offices in 10 cities across 6 states. Most locations:
- Marysville, OH (2)
- Torrance, CA (2)
- Anna, OH (1)
- Burlington, NC (1)
- East Liberty, OH (1)
- Greensboro, NC (1)
- Greensburg, IN (1)
- Lincoln, AL (1)
- Russells Point, OH (1)
- Timmonsville, SC (1)
HMDA 2025
Mortgage lending
In 2025, Honda Federal Credit Union reported 747 home-loan applications under HMDA (LEI 549300VBY3NBKUNMKL64): 420 originated ($48,550,000 total), 163 denied, and 164 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Honda Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 17623
- RSSD ID
- 453286
- Primary regulator
- NCUA
- Established
- 1966
- Headquarters
- 19701 Hamilton Ave ste 130, Torrance, CA 90502
- Employees
- 190
Quick answers
Honda Federal Credit Union: common questions
Is Honda Federal Credit Union NCUA insured?
Yes. Honda Federal Credit Union is a federally insured credit union (NCUA charter #17623). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Honda Federal Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Honda Federal Credit Union have?
12 offices as of the latest NCUA data, in 6 states.
Nearby
Highest-scoring banks and credit unions with branches near Torrance
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |
| Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA | 88 out of 100, Very strong | $1.4B | 16.8% | 0.00% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |