Side-by-side · Q2 2026 data
Honor Bank vs Frankfort Community Federal Credit Union
Credit union
Frankfort Community Federal Credit Union
Frankfort, Michigan · Under $100 million in assets
Metric by metric
| Measure | Honor Bank | Frankfort Community Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 69 |
| Capital cushion | 48 | 94 (stronger) |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 65 | 90 (stronger) |
| Problem-loan coverage | 95 (stronger) | 68 |
| Peer percentile | 47th | 38th |
| Total assets | $442.7M | $19.6M |
| Deposits / shares | $384.1M | $16.7M |
| Capital ratio | 9.77% | 14.38% (stronger) |
| Problem loans | 0.32% (stronger) | 3.83% |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 1.34% | 2.54% (stronger) |
| Loans ÷ deposits | 92.2% | 70.0% (stronger) |
| Uninsured deposits | 17.5% | 1.6% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Honor Bank has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Honor Bank leads on 3 and Frankfort Community Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.