Side-by-side · Q2 2026 data
Honor Bank vs Traverse Catholic Federal Credit Union
Credit union
Traverse Catholic Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Honor Bank | Traverse Catholic Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 48 | 54 (stronger) |
| Loan quality | 89 (stronger) | 72 |
| Earnings | 74 | 82 (stronger) |
| Funding & liquidity | 65 | 94 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 47th | 49th |
| Total assets | $442.7M | $92.2M |
| Deposits / shares | $384.1M | $82.6M |
| Capital ratio | 9.77% | 10.42% (stronger) |
| Problem loans | 0.32% (stronger) | 0.84% |
| Net charge-offs | 0.01% (stronger) | 0.32% |
| Return on assets | 1.34% | 1.55% (stronger) |
| Loans ÷ deposits | 92.2% | 66.0% (stronger) |
| Uninsured deposits | 17.5% | 3.8% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Traverse Catholic Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Honor Bank leads on 2 and Traverse Catholic Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.