Side-by-side · Q2 2026 data
Hopesouth Federal Credit Union vs Columbia Post Office Credit Union
Credit union
Hopesouth Federal Credit Union
Abbeville, South Carolina · Under $100 million in assets
Credit union
Columbia Post Office Credit Union
Columbia, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Hopesouth Federal Credit Union | Columbia Post Office Credit Union |
|---|---|---|
| TellerScore | 67 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 67 (stronger) | 56 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 34th | 87th |
| Total assets | $39.4M | $25.2M |
| Deposits / shares | $29.0M | $19.0M |
| Capital ratio | 25.39% (stronger) | 24.31% |
| Problem loans | 3.23% | 0.28% (stronger) |
| Net charge-offs | 1.27% | 0.67% (stronger) |
| Return on assets | 1.17% (stronger) | 0.89% |
| Loans ÷ deposits | 53.6% | 19.0% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 6.2% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Columbia Post Office Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Hopesouth Federal Credit Union leads on 3 and Columbia Post Office Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.