Headquartered in Columbia, South Carolina, Columbia Post Office Credit Union is a federally insured state-chartered credit union with $25.2M in total assets and $19.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1927.
Based on its Q2 2026 filing, Columbia Post Office Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 6th. Its strongest component is capital cushion (100/100; 24.31%), and its lowest is earnings (56/100; 0.89%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 19 points (70 → 89), mostly because the loan quality component improved by 71 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 75 |
| Q4 2024 | 76 |
| Q1 2025 | 76 |
| Q2 2025 | 70 |
| Q3 2025 | 83 |
| Q4 2025 | 82 |
| Q1 2026 | 88 |
| Q2 2026 | 89 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.52% |
| Q3 2024 | 20.36% |
| Q4 2024 | 19.79% |
| Q1 2025 | 20.90% |
| Q2 2025 | 21.99% |
| Q3 2025 | 22.23% |
| Q4 2025 | 23.27% |
| Q1 2026 | 23.65% |
| Q2 2026 | 24.31% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 1.16% |
| Q4 2024 | 1.27% |
| Q1 2025 | 1.30% |
| Q2 2025 | 2.40% |
| Q3 2025 | 0.72% |
| Q4 2025 | 1.05% |
| Q1 2026 | 0.23% |
| Q2 2026 | 0.28% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.05% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.29% |
| Q1 2025 | 0.39% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.84% |
| Q1 2026 | 0.78% |
| Q2 2026 | 0.89% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $25.2M | 24.31% | 0.28% | 0.89% | 19.0% |
| Q1 2026 | 88 | $25.6M | 23.65% | 0.23% | 0.78% | 18.5% |
| Q4 2025 | 82 | $25.8M | 23.27% | 1.05% | 0.84% | 19.2% |
| Q3 2025 | 83 | $26.6M | 22.23% | 0.72% | 0.68% | 19.4% |
| Q2 2025 | 70 | $26.8M | 21.99% | 2.40% | 0.78% | 20.4% |
| Q1 2025 | 76 | $27.8M | 20.90% | 1.30% | 0.39% | 20.3% |
| Q4 2024 | 76 | $29.3M | 19.79% | 1.27% | 0.29% | 19.4% |
| Q3 2024 | 75 | $29.5M | 20.36% | 1.16% | 0.19% | 19.8% |
| Q2 2024 | 77 | $29.3M | 19.52% | 0.85% | 0.05% | 19.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in South Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| S C I Federal Credit UnionCredit union Florence, SC | 76 out of 100, Strong | $23.6M | 14.2% | 0.36% | vs |
| Edisto Federal Credit UnionCredit union Orangeburg, SC | 74 out of 100, Strong | $23.4M | 17.4% | 1.54% | vs |
| Berkeley Community Federal Credit UnionCredit union Moncks Corner, SC | 73 out of 100, Strong | $16.6M | 19.7% | 5.60% | vs |
| Anmed Federal Credit UnionCredit union Anderson, SC | 86 out of 100, Very strong | $16.5M | 14.3% | 0.08% | vs |
| Self Memorial Hospital Federal Credit UnionCredit union Greenwood, SC | 62 out of 100, Moderate | $14.0M | 10.0% | 1.19% | vs |
| Hopesouth Federal Credit UnionCredit union Abbeville, SC | 67 out of 100, Moderate | $39.4M | 25.4% | 3.23% | vs |
Deposit insurance
Is my money safe at Columbia Post Office Credit Union?
Yes. Columbia Post Office Credit Union is a federally insured credit union (NCUA charter #61065). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.2% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 24.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Columbia Post Office Credit Union lists 1 office in 1 city. Most locations:
- Columbia, SC (1)
Identity & history
Profile
- Legal name
- Columbia Post Office Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61065
- RSSD ID
- 366395
- Primary regulator
- State + NCUA
- Established
- 1927
- Headquarters
- P. O. Box 985, Columbia, SC 29202
- Employees
- 7
Quick answers
Columbia Post Office Credit Union: common questions
Is Columbia Post Office Credit Union NCUA insured?
Yes. Columbia Post Office Credit Union is a federally insured credit union (NCUA charter #61065). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Columbia Post Office Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Columbia Post Office Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Columbia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| South Carolina National Guard Federal Credit UnionCredit union Columbia, SC | 99 out of 100, Very strong | $98.3M | 26.6% | 0.13% | vs |
| Allsouth Federal Credit UnionCredit union Columbia, SC | 93 out of 100, Very strong | $1.5B | 19.6% | 0.41% | vs |
| S. C. State Federal Credit UnionCredit union Columbia, SC | 91 out of 100, Very strong | $1.5B | 15.6% | 0.82% | vs |
| Nucor Employee'S Credit UnionCredit union Florence, SC | 91 out of 100, Very strong | $68.2M | 19.7% | 0.61% | vs |
| Curis Financial Credit UnionCredit union Columbia, SC | 82 out of 100, Strong | $84.3M | 23.5% | 0.59% | vs |
| Palmetto Citizens Federal Credit UnionCredit union Columbia, SC | 80 out of 100, Strong | $1.5B | 13.5% | 1.11% | vs |