Side-by-side · Q2 2026 data
Hopesouth Federal Credit Union vs Parda Federal Credit Union
Credit union
Hopesouth Federal Credit Union
Abbeville, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Hopesouth Federal Credit Union | Parda Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 67 (stronger) | 31 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 34th | 66th |
| Total assets | $39.4M | $217.4M |
| Deposits / shares | $29.0M | $189.9M |
| Capital ratio | 25.39% (stronger) | 13.68% |
| Problem loans | 3.23% | 0.75% (stronger) |
| Net charge-offs | 1.27% | 0.52% (stronger) |
| Return on assets | 1.17% (stronger) | 0.27% |
| Loans ÷ deposits | 53.6% (stronger) | 61.0% |
| Uninsured deposits | 2.0% (stronger) | 9.1% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Parda Federal Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Hopesouth Federal Credit Union leads on 4 and Parda Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.