Side-by-side · Q2 2026 data
Hopewell Federal Credit Union vs Best Reward Federal Credit Union
Metric by metric
| Measure | Hopewell Federal Credit Union | Best Reward Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 78 (stronger) | 48 |
| Earnings | 53 (stronger) | 45 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 24th | 68th |
| Total assets | $167.9M | $163.4M |
| Deposits / shares | $153.4M | $119.4M |
| Capital ratio | 8.09% | 15.49% (stronger) |
| Problem loans | 0.67% (stronger) | 1.56% |
| Net charge-offs | 0.30% (stronger) | 0.74% |
| Return on assets | 0.83% (stronger) | 0.64% |
| Loans ÷ deposits | 75.7% | 23.0% (stronger) |
| Uninsured deposits | 8.2% | 2.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | 40.5% |
Best Reward Federal Credit Union has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hopewell Federal Credit Union leads on 3 and Best Reward Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.