Side-by-side · Q2 2026 data
Hopewell Federal Credit Union vs Genesis Employees Credit Union
Metric by metric
| Measure | Hopewell Federal Credit Union | Genesis Employees Credit Union |
|---|---|---|
| TellerScore | 61 | 80 (stronger) |
| Capital cushion | 31 | 94 (stronger) |
| Loan quality | 78 (stronger) | 46 |
| Earnings | 53 | 82 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 24th | 65th |
| Total assets | $167.9M | $22.2M |
| Deposits / shares | $153.4M | $18.9M |
| Capital ratio | 8.09% | 14.41% (stronger) |
| Problem loans | 0.67% (stronger) | 1.61% |
| Net charge-offs | 0.30% | -0.03% (stronger) |
| Return on assets | 0.83% | 1.54% (stronger) |
| Loans ÷ deposits | 75.7% | 59.3% (stronger) |
| Uninsured deposits | 8.2% | 0.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | — |
Genesis Employees Credit Union has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hopewell Federal Credit Union leads on 1 and Genesis Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.