Side-by-side · Q2 2026 data
Horizon Credit Union vs Avista Corp. Credit Union
Metric by metric
| Measure | Horizon Credit Union | Avista Corp. Credit Union |
|---|---|---|
| TellerScore | 75 | 86 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 46 (stronger) | 41 |
| Funding & liquidity | 61 | 88 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 75th | 80th |
| Total assets | $2.0B | $72.5M |
| Deposits / shares | $1.6B | $59.2M |
| Capital ratio | 13.08% | 18.04% (stronger) |
| Problem loans | 0.27% | 0.08% (stronger) |
| Net charge-offs | 0.48% | -0.00% (stronger) |
| Return on assets | 0.64% (stronger) | 0.53% |
| Loans ÷ deposits | 98.9% | 72.1% (stronger) |
| Uninsured deposits | 8.1% | 0.0% (stronger) |
| Offices | 27 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Avista Corp. Credit Union has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Horizon Credit Union leads on 1 and Avista Corp. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.