Side-by-side · Q2 2026 data
Horizon Credit Union vs Boise Fire Department Credit Union
Metric by metric
| Measure | Horizon Credit Union | Boise Fire Department Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 62 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 91 (stronger) | 36 |
| Earnings | 46 (stronger) | 34 |
| Funding & liquidity | 61 (stronger) | 57 |
| Problem-loan coverage | 95 (stronger) | 81 |
| Peer percentile | 75th | 24th |
| Total assets | $2.0B | $8.6M |
| Deposits / shares | $1.6B | $7.1M |
| Capital ratio | 13.08% | 16.60% (stronger) |
| Problem loans | 0.27% (stronger) | 1.93% |
| Net charge-offs | 0.48% | 0.00% (stronger) |
| Return on assets | 0.64% (stronger) | 0.35% |
| Loans ÷ deposits | 98.9% (stronger) | 103.6% |
| Uninsured deposits | 8.1% | 0.0% (stronger) |
| Offices | 27 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Credit Union has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Horizon Credit Union leads on 4 and Boise Fire Department Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.