Side-by-side · Q2 2026 data
Hudson River Community Federal Credit Union vs Sunmark Credit Union
Credit union
Hudson River Community Federal Credit Union
Corinth, New York · $100 million – $1 billion
Metric by metric
| Measure | Hudson River Community Federal Credit Union | Sunmark Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 61 (stronger) | 54 |
| Earnings | 66 (stronger) | 52 |
| Funding & liquidity | 67 | 75 (stronger) |
| Problem-loan coverage | 87 (stronger) | 76 |
| Peer percentile | 71st | 15th |
| Total assets | $364.2M | $1.2B |
| Deposits / shares | $304.9M | $1.1B |
| Capital ratio | 15.29% (stronger) | 9.46% |
| Problem loans | 1.17% (stronger) | 1.37% |
| Net charge-offs | 0.29% (stronger) | 0.52% |
| Return on assets | 1.15% (stronger) | 0.81% |
| Loans ÷ deposits | 93.4% | 85.1% (stronger) |
| Uninsured deposits | 7.7% | 4.6% (stronger) |
| Offices | 4 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Hudson River Community Federal Credit Union has the higher TellerScore (77 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Hudson River Community Federal Credit Union leads on 5 and Sunmark Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.