Side-by-side · Q2 2026 data
Huntington Beach Credit Union vs Fresno Police Department Credit Union
Credit union
Huntington Beach Credit Union
Huntington Beac, California · Under $100 million in assets
Credit union
Fresno Police Department Credit Union
Fresno, California · Under $100 million in assets
Metric by metric
| Measure | Huntington Beach Credit Union | Fresno Police Department Credit Union |
|---|---|---|
| TellerScore | 84 | 89 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 82 | 98 (stronger) |
| Earnings | 74 (stronger) | 45 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 75th | 87th |
| Total assets | $56.4M | $49.5M |
| Deposits / shares | $48.8M | $36.6M |
| Capital ratio | 13.05% | 23.30% (stronger) |
| Problem loans | 0.54% | 0.06% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.07% |
| Return on assets | 1.35% (stronger) | 0.62% |
| Loans ÷ deposits | 35.7% | 31.6% (stronger) |
| Uninsured deposits | 9.2% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fresno Police Department Credit Union has the higher TellerScore (89 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Huntington Beach Credit Union leads on 2 and Fresno Police Department Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.